How New Coast Direct works?
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Easy Online Application
– Fast Approval for revolving credit accounts up to $5000
– Low Monthly Payments on Balance
– No monthly servicing fees
– New Name Brand Products Added Daily!
– To qualify for an Credit Account with New Coast Direct you, and any applicable co-applicant
Must meet the below requirements at time of application
– 18 years of age or older
– Be a US Citizen
– Valid Social Security card and identification
– Prior credit history
– Monthly household minimum income of $1600
How to start your online credit account application
– Place a minimum of $100 in products in your shopping cart and click checkout to complete the online Credit Account application.
– Be a US Citizen
– There will be a down payment required up to 50% of your order total when applying.
– Log in to your Credit Account and and click on the “E-SIGN DOCUMENT” tab to sign your credit agreement.
– This must be completed to activate credit account.
– New Coast Direct will charge sales tax on order shipped to TX prior to shipment.
Frequently Asked Questions
– YES, New Coast Direct will report your Credit Account to the bureaus monthly
– YES, we do have joint Credit Accounts for applicants of the same household/address but must be completed at time of application.
– NO, New Coast Direct does not mail statements but will email statements monthly. You can also log into your account to view statements and make payments
– YES, there is a minimum monthly payment fee of $40 or 5% of the balance which ever is greater ONLY if you have a balance with New Coast Direct Account. If you have a zero balance, there are no monthly payments. have a balance with New Coast Direct Account. If you have a zero balance, there are no monthly payments.
– NO, we do not add authorized users to the New Coast Direct Credit Account after the application has been submitted.
– YES, there is an annual fee of $95 to keep your account open and in good standing
– YES, you can qualify for a NO down payment on additional orders with 12 consecutive months of good payment history and approved credit scores.
– NO, there are no monthly fees if you have a zero account balance.